Selling Rental Properties - National Residential
 

Property News UK

Selling Rental Properties

As private landlords, we understand the sets of challenges landlords face selling rental properties with or without tenants and we have the best team in the business to help landlords solve their problems with least disruption to their rental income.


 

Will Your Empty Property Take A Long Time To Sell?

For many ex-landlords, the real problem begins after the tenants have gone.

By now, most landlords know that we specialise in selling rental property with tenants in situ, meaning there’s no need to go through the long-winded, stressful and often costly process of evicting tenants before a sale.

What some don’t realise, however, is that we also specialise in selling empty properties fast – and  without owners having to spend months managing renovations, chasing contractors or pouring more money into an asset they’re already trying to exit.

Why ex-rental properties can be slow to sell

Once a rental property becomes empty, its flaws tend to become far more obvious. Issues that were tolerated during tenancies suddenly stand out to buyers – especially owner-occupiers, who make up a large part of the open-market audience.

Common problems that can significantly delay a sale include:

  • Outdated kitchens and bathrooms
  • Worn carpets, tired décor and poor presentation
  • Historic maintenance issues that were never fully resolved
  • Damp, mould or ventilation concerns
  • Non-compliant electrics or plumbing
  • Poor EPC ratings and the cost of improving energy efficiency
  • Structural quirks or layout issues that deter mortgage lenders
  • Properties that simply feel “run down” compared to competing stock

Individually, none of these issues are unusual. Combined, they can seriously limit buyer demand, reduce mortgage-ability and lead to repeated price reductions. Multiply that by the number of properties you want to sell and you can see why landlords selling empty properties in need of ‘freshening up’ – need help!

The hidden cost of chasing the best price

Many landlords assume the solution is to renovate and sell on the open market for top price. In theory, that makes sense. In reality, it often comes with hidden costs and delays that eat into any perceived uplift.

Ask yourself:

  • Do you have the time to manage builders, surveys and compliance issues?
  • Do you have the cash to fund works upfront?
  • Are you willing to risk overspending and not getting that money back?
  • Can you afford months of no rent, while still paying the mortgage, council tax, insurance and utilities?
  • Have you factored in estate agency fees, staging, compliance costs and repeated viewings?

Once renovation costs, holding costs and time are properly accounted for, many landlords realise that holding out for 100% of market value isn’t always the most profitable – or least stressful – option.

Is it better to sell for 85 – 90% and walk away with no more costs to pay?

For some ex-landlords, making a small sacrifice on the price can actually leave them in a stronger position overall.

Why?

  • No renovation costs
  • No months of mortgage payments with no rental income
  • No exposure to market changes while the property sits unsold
  • No stress, no project management, no uncertainty

When you compare a clean, certain sale today against an expensive and time-consuming refurbishment followed by an unpredictable open-market sale, 15% compromise on price  often looks more like 5% by the time all costs are considered.

Vacant possession doesn’t mean “problem-free”

Even if you already have vacant possession, that doesn’t automatically make a property easy to sell.

If a property needs work, buyers will still factor that into their offers – often heavily. Mortgage lenders may also down-value or refuse to lend altogether, shrinking the pool of potential buyers.

That’s why landlords with empty properties in poor or tired condition should  talk  to National Residential. The price we estimate is always linked to the comparable sales and how much work is required to get the sale to completion – not simply whether the property is empty or tenanted – so if the fewer factors we have to consider, the better the offer we can make.

A flexible approach that puts the numbers first

We have contractor teams across the UK and we take a numbers-led approach to every sale.

If it makes financial sense to carry out improvements – meaning the uplift in sale price outweighs the cost and time involved – we can use our Cash Advance Fund to pay for works upfront.

Key points landlords like about the Advance Fund:

  • No interest
  • No upfront payment from the seller
  • Deducted from sale proceeds on completion
  • Designed solely to maximise sale price and speed

If the numbers don’t stack up, we will offer an alternative route that prioritises certainty and speed instead.

As well as the limited companies and corporations looking for tenanted properties, we also have thousands of developers and cash buyers looking for properties they can improve for profit.

The Housing Market in 2026

The current UK housing market is characterised by high stock levels and longer average selling times, particularly for properties that are anything less than “show-home ready”.

For ex-rental properties that are a little tired – or in some cases in need of major renovation – the timeline from preparation to sale and completion can easily stretch beyond 9 – 12 months. During that time, costs continue to mount and market conditions can change.

Speak to National Residential to decide your next move

If you’re an ex-landlord with an empty property that isn’t selling or isn’t ‘market ready’, or you’re worried about paying the mortgage with no rent coming in, it’s worth having a conversation before committing to costly works or further price reductions.

We can help you understand:

  • Whether renovation genuinely makes financial sense
  • How much work is needed to get the best possible price
  • Whether a faster, lower-stress sale could leave you better off overall

The right solution isn’t always the highest headline price – it’s the best price achieved in the shortest time, with the least risk and hassle.

Alternatively, phone us on 0800 6123694 or 01244 341066 any time 24/7, or use our callback form and we will phone you back to discuss your needs and our solutions.

Different Ways To Sell Buy-To-Let Property

As has been widely reported, UK landlords are leaving the Private Rented Sector (PRS) for many reasons. From Section 24 and dwindling profits to tenant pressure groups and legislitative interventions – landlords all over the UK have had enough.

According to government data, in Nov 2024 31% of landlords have reported planning to decrease the size of their portfolio in the next two years, including 16% who were planning to sell all their properties but selling buy-to-let property isn’t as easy or straightforward as selling owner occupied properties so we have put together a guide outlining the selling options landlords need to consider.
Continue reading Different Ways To Sell Buy-To-Let Property

Alternatively, phone us on 0800 6123694 or 01244 341066 any time 24/7, or use our callback form and we will phone you back to discuss your needs and our solutions.

Landlord sells his tenanted property portfolio with National Residential for £500,000 in just 26 days

David Coughlin, CEO of National Residential tells us why a landlord from Wandsworth is celebrating after we sold his entire portfolio of 5 tenanted properties in less than a month, releasing over £500,000 in cash with zero hassle, worry or stress while we sorted out any problems on his behalf.

It’s just one example of why we pride ourselves with our “any problem we can fix” formula, led by myself, founder and industry expert, David Coughlin.  

If you’re looking to sell your buy-to-lets, were the team to do it. We use a modern auction strategy with unrivaled managment throughout the whole process – from listing to money in the bank –  which combines great sales prices with the speed of auctions.

Continue reading Landlord sells his tenanted property portfolio with National Residential for £500,000 in just 26 days

Alternatively, phone us on 0800 6123694 or 01244 341066 any time 24/7, or use our callback form and we will phone you back to discuss your needs and our solutions.

The best way to sell properties with awkward tenants

Take The Stress Out Of Trying To Sell A Property With Difficult Tenants

In these current times, there are a few challenges landlords may face when trying to sell their properties. Trying to sell a property while dealing with difficult tenants can be top of the list, but it doesn’t have to be.

It’s time to bring in the professionals to take those worries off your hands.

Continue reading The best way to sell properties with awkward tenants

Alternatively, phone us on 0800 6123694 or 01244 341066 any time 24/7, or use our callback form and we will phone you back to discuss your needs and our solutions.

National Residential sell buy-to-let properties for the best possible price

Helping Landlords Sell – Fast, Hassle-Free, and for the Best Price

Founded by established landlords who understand the challenges landlords face—whether it’s problem tenants, access issues, or simply wanting the best price. At National Residential, we take the stress out of selling and have the expertise to solve every obstacle.

All our buyers are chain free and pay 2% (min £5000) deposits, ensuring that buyers, regardless of whether they’re first time buyers or landlords, are financially committed to the sale from the start and are able to complete quickly.

We are rated as 4.6 on Google and Truspilot with over 300 reviews so you know your property investments are in safe hands.
Continue reading National Residential sell buy-to-let properties for the best possible price

Alternatively, phone us on 0800 6123694 or 01244 341066 any time 24/7, or use our callback form and we will phone you back to discuss your needs and our solutions.

Landlords We Can Help You Streamline Your Portfolio

landlords tax forcing landlords to sell up

Landlords face many problems, most relate to property and/or tenants however ongoing economic and legislative changes have added a lot more things for landlords to worry about. Shrinking returns, increased costs, more rules, more penalties and the prospect of fewer options to end tenancies have resulted in more and more landlords selling some or all of their rental properties.

Over the next 12 months 41% of landlords said they plan to sell at least some rental properties, compared to just six per cent saying they would buy

Why are landlords selling up?

  • Tax hikes: The UK government’s planned tax hikes are putting pressure on the buy-to-let market. 
  • Rising costs: Rising costs, taxes, and legislation are making it more attractive for landlords to sell. 
  • Mortgage rates: Mortgage rates have spiked and are expected to remain high for longer. 
  • Incentive repeal: The repeal of several incentives has put pressure on the buy-to-let market. 

How National Residential Can Help Landlords Sell Property With Minimum Disruption To Rental Income…

Our business is providing our clients with a FAST, SECURED WAY TO SELL PROPERTY AND COMPLETE THE SALE. Typically, the whole process from start to finish takes between 7 – 87 DAYS… i.e. less than 13 weeks.

What’s more, we also specialise in tenant negotiations and selling tenanted property with vacant possession delivered in time for completion to minimise the period a property is not producing rental income to offset running/purchase costs.

 

Continue reading Landlords We Can Help You Streamline Your Portfolio

Alternatively, phone us on 0800 6123694 or 01244 341066 any time 24/7, or use our callback form and we will phone you back to discuss your needs and our solutions.

Section 24 – HMRC UK Tax Changes

Section 24 Means Buy To Let Landlords Can No Longer Offset 100% of Mortgage Interest Against Rental Income.

Section 24 - Her Majesty's Revenue & Customs logo Section 24 is a HMRC taxation change affecting what costs can be deducted from rental income to calculate ‘Net Profit’ – i.e. the figure counted as income and the figure that you will pay taxed against.

As tax relief drops and tax bills rise, in some cases* the annual sum of mortgage repayments and taxes will be more than rental income minus costs. Some landlords will need to sell at least part of their portfolio to avoid making SIGNIFICANT annual losses.

Chris Cooper of Axe The Tenant Tax said,
A perfect storm is brewing in the rental market, landlords will either have to raise rents or sell because of the tax rises. Landlords are sleepwalking into disaster”.

According to Landlord Referencing UK, circa. 1.4 million landlords are unaware of the drastic effect it is going to have on their rental income and their tenancies over the next 4 years while RightMove research indicates 24% of landlords are already planning to sell at least one or more properties from their current portfolio in response to the new regulations and tax changes.

* See below for examples.

Continue reading Section 24 – HMRC UK Tax Changes

Alternatively, phone us on 0800 6123694 or 01244 341066 any time 24/7, or use our callback form and we will phone you back to discuss your needs and our solutions.

Case Studies of Section 24 Buy To Let Tax Changes

Buy To Let Section 24 Finance Expenses, Tax Changes

NB. All figures are intended as a guide only. The calculations have not been confirmed by the HMRC however they are based on the formula given on the HRMC guidance – please see HMRC Case Studies re Section 24 Tax Changes

Anyone considering selling their property based on these figures should seek confirmation from their accountants. National Residential cannot be held accountable for any inaccuracies in the information given.

All case studies are based on before 2017 (i.e. before the tax changes come in force) or after 2021 (i.e. after the gradual changes have been phased in).

The 4 phases are:

  1. 17/18: 75% of finance costs deductible from rental income, 25% basic rate tax reduction for finance costs.
  2. 18/19: 50% of finance costs deductible from rental income, 50% basic rate tax reduction for finance costs.
  3. 19/20: 25% of finance costs deductible from rental income, 75% basic rate tax reduction for finance costs.
  4. 20/21: 0% of finance costs deductible from rental income, 100% basic rate tax reduction for finance costs.

As summarised on Section 24 – HMRC UK Tax Changes, the biggest affect to tax bills will be to people whose income is taken into the higher tax brackets however people whose tax remains the same could find that they lose some benefits as the amount classed as income will change.

As a general rule of thumb, the bigger the finance costs are, the bigger the effect of Section 24.
Continue reading Case Studies of Section 24 Buy To Let Tax Changes

Alternatively, phone us on 0800 6123694 or 01244 341066 any time 24/7, or use our callback form and we will phone you back to discuss your needs and our solutions.

Selling Tenanted Property

 

selling tenanted property

As documented in Different Ways to Sell Buy-To-Let Property,  there are A LOT of decisions to be made and a lot of laws to be considered when landlords decide they want or need to sell their rental property and a lot of it depends on factors that are usually unknown at the start of the process – such as, whether the buyer you haven’t met yet is looking for a private residence or a rental property and whether they would prefer a sale with sitting tenants or vacant possession.

If landlords selling tenanted property choose to leave tenants in situ during the sale it could cause problems showing the property but if they vacate the property too soon, it could cost them thousands in lost rent.

The best option, of course, is to leave sitting tenants in situ as long as possible but not so long that it causes problems. Timing, speed and legal advice are all crucial to getting the best results for landlords selling tenanted property.

National Residential specialise in selling tenanted (& sub-tenanted) property, often with additional complications like short leaseholds or absentee freeholders.

Continue reading Selling Tenanted Property

Alternatively, phone us on 0800 6123694 or 01244 341066 any time 24/7, or use our callback form and we will phone you back to discuss your needs and our solutions.

Ways To Sell Buy-to-let Property

As has been widely reported, UK landlords are leaving the Private Rented Sector (PRS) for many reasons. From Section 24 and dwindling profits to tenant pressure groups and legislitative interventions – landlords all over the UK have had enough.

According to government data, in Nov 2024 31% of landlords have reported planning to decrease the size of their portfolio in the next two years, including 16% who were planning to sell all their properties but selling buy-to-let property isn’t as easy or straightforward as selling owner occupied properties so we have put together a guide outlining the selling options landlords need to consider.

Evict Tenants | Wait For Tenancy to End | Sell With Tenants in Situ | The Landlord Sales Agency Way

Continue reading Ways To Sell Buy-to-let Property

Alternatively, phone us on 0800 6123694 or 01244 341066 any time 24/7, or use our callback form and we will phone you back to discuss your needs and our solutions.

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